Can a tailor/barber apply?

Yes! Tailors and barbers are specifically listed in the 18 eligible trades. If you work as a self-employed tailor or barber (not employed in a salon/shop owned by someone else), you are eligible for all PM Vishwakarma benefits including training, toolkit, and loan.

I already have a PM Mudra loan. Can I apply?

If you currently have an active PM Mudra or PMEGP loan, you may not be eligible for PM Vishwakarma credit. However, you can still register for the recognition, training, and toolkit components. Check the detailed eligibility on the portal or call the helpline.

Is the ₹15,000 toolkit amount a loan or grant?

It's a GRANT — you don't need to repay it. The ₹15,000 is credited directly to your bank account after completing the skill training. Only the credit support (₹1-3 lakh) is a loan that needs to be repaid.

How long does the verification take?

Gram Panchayat/ULB verification typically takes 7-15 days after registration. If delayed, follow up at your local Panchayat office or contact the helpline. Some states have expedited the process with digital verification.

Active SchemeUpdated: March 2026

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PM Vishwakarma Yojana

Q: What are the 18 eligible trades?

Carpenter, Boat Maker, Armourer, Blacksmith, Hammer & Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor/Stone Carver, Cobbler/Shoemaker, Mason/Bricklayer, Basket/Mat/Broom Maker, Doll & Toy Maker, Barber, Garland Maker, Washerman, Tailor, and Fishing Net Maker. You must be self-employed in one of these trades.

Free skill training, modern toolkits, and collateral-free loans up to ₹3 lakh for traditional artisans and craftspeople across 18 trades

Loan

Up to ₹3 Lakh

Training

Free + Stipend

Toolkit

Up to ₹15,000

Trades

18 categories

📝Register Online ✅Check Status 📞Helpline: 18002677777

📖What is PM Vishwakarma Yojana?

PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 (Vishwakarma Jayanti) with a total outlay of ₹13,000 crore over 5 years (2023-2028). It provides end-to-end support to traditional artisans and craftspeople working with their hands and tools — including carpenters, blacksmiths, goldsmiths, potters, weavers, sculptors, cobblers, tailors, and 10 other identified trades.

The scheme has three components: (1) Skill training — free 5-15 day training program with a daily stipend of ₹500, (2) Toolkit incentive — up to ₹15,000 grant to buy modern tools, and (3) Credit support — collateral-free loan of up to ₹1 lakh (first tranche) and up to ₹2 lakh additional (second tranche) at a subsidized interest rate of 5% (government pays 8% interest subvention on the bank rate of 13%).

The 18 eligible trades are: Carpenter, Boat Maker, Armourer, Blacksmith, Hammer and Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor/Stone Carver, Cobbler/Shoemaker, Mason/Bricklayer, Basket/Mat/Broom Maker, Doll & Toy Maker (traditional), Barber, Garland Maker, Washerman, Tailor, and Fishing Net Maker.

To be eligible, the artisan must be working in one of these 18 trades with their hands and tools as a self-employed profession. The person should be at least 18 years old and should not have availed similar benefits under other central/state schemes in the last 5 years. Registration is done through the PM Vishwakarma portal (pmvishwakarma.gov.in) with verification by the Gram Panchayat/ULB.

✅Eligibility

Who can applySelf-employed artisans/craftspeople working in any of the 18 identified trades with their hands and tools

AgeMinimum 18 years at the time of registration

Family limitOne member per family (family = husband, wife, and unmarried children)

Not eligible ifGovernment employees, people who availed similar scheme benefits in last 5 years, or those registered under PM Mudra/PMEGP currently

VerificationApplication verified by Gram Panchayat (rural) or Urban Local Body (urban) at the ward level

RegistrationOnline at pmvishwakarma.gov.in — needs Aadhaar, mobile number, bank account, and trade-related self-declaration

🎁Complete Benefits Package

Stage 1 — Recognition: After registration and verification, you receive a PM Vishwakarma certificate and ID card. This is your official recognition as a Vishwakarma artisan — useful for accessing all scheme benefits and as an identity document.

Stage 2 — Skill Training: Free training program of 5-15 days (basic or advanced) at a government-identified training center. You receive ₹500/day as stipend during training. The training focuses on modern techniques, quality improvement, design upgradation, and digital skills.

Stage 3 — Toolkit Incentive: After completing training, you receive up to ₹15,000 as a one-time grant (not loan) to purchase modern tools relevant to your trade. This amount is credited directly to your bank account. For example: a carpenter can buy power tools, a tailor can buy an advanced sewing machine.

Stage 4 — Credit Support (First Tranche): Apply for a collateral-free loan of up to ₹1 lakh at an effective interest rate of 5% (bank charges ~13% but government provides 8% interest subvention). The loan is for 18-month tenure. Repayment through EMIs.

Stage 5 — Credit Support (Second Tranche): After successfully repaying the first loan, apply for an additional loan of up to ₹2 lakh at the same subsidized 5% rate. This is for business expansion. Total credit available = ₹3 lakh.

Additional Benefits: Digital transaction training and incentive of ₹1 per UPI transaction (up to 100 transactions/month). Marketing support through quality certification, branding, and e-commerce onboarding (GeM, Amazon Saheli, Flipkart Samarth, etc.).

📝How to Apply

Visit the portal, click 'Register', enter Aadhaar number, verify with OTP. Fill personal details, trade details, and upload a photo. You can also register through CSC centers.

Gram Panchayat/ULB verification

Your application is sent to the local Gram Panchayat (rural) or Urban Local Body (urban) for verification. They confirm your trade and self-employment status. This takes 7-15 days.

Receive PM Vishwakarma certificate

After verification, you receive a digital certificate and ID card. This makes you eligible for all scheme benefits — training, toolkit grant, and credit.

Attend skill training

Enroll for the 5-15 day training program at the nearest training center. Receive ₹500/day stipend. After completion, the ₹15,000 toolkit grant is disbursed.

Apply for credit (loan)

After training, apply for the ₹1 lakh collateral-free loan through the portal. The loan is processed through your linked bank. After repaying the first loan, apply for the additional ₹2 lakh.

⚠️Registration is free. Do not pay any money to middlemen or agents. Only one family member can register. If you face issues, call helpline 18002677777 or visit your nearest CSC center.