🏛️ Government Yojanas

4-year military service opportunity in Indian Armed Forces with ₹30,000-40,000 monthly salary and ₹11.71 lakh tax-free Seva Nidhi on completion

Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 — India's most affordable pension scheme for workers in the unorganized sector

₹5 lakh free health insurance per family per year covering 1,900+ medical procedures at 30,000+ empanelled hospitals

Digital identity card for India's 30+ crore unorganized workers — free ₹2 lakh accident insurance and gateway to all government welfare schemes

Market-linked retirement savings with additional ₹50,000 tax deduction beyond 80C — build a retirement corpus and receive monthly pension after 60

Government subsidy of up to ₹2.67 lakh on home loans to make housing affordable for economically weaker sections and middle-income families

Crop insurance at minimal premium — 2% for kharif and 1.5% for rabi crops — protecting farmers against natural calamities, pests, and crop diseases

Zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, and overdraft facility — India's largest financial inclusion drive

₹2 lakh life insurance covering death from ANY cause — illness, accident, or natural — for just ₹436 per year (₹1.19/day)

Short-term agricultural loans at just 4% interest (after government subsidy) — the cheapest borrowing option for Indian farmers

Direct income support of ₹6,000 per year for all landholding farmer families — India's largest Direct Benefit Transfer scheme

Solar energy for farmers — get solar water pumps at 60-90% subsidy and earn money by selling solar power to the grid

Collateral-free loans from ₹50,000 to ₹10 lakh for small businesses, street vendors, artisans, and micro-entrepreneurs — no guarantor needed

Guaranteed ₹3,000/month pension after age 60 for unorganized sector workers — government contributes equally to your monthly deposit

₹2 lakh accidental death and disability insurance for just ₹20 per year — India's cheapest accident cover for all bank account holders

Free LPG gas connection for women from Below Poverty Line households — eliminating indoor air pollution from traditional cooking fuels

Free skill training, modern toolkits, and collateral-free loans up to ₹3 lakh for traditional artisans and craftspeople across 18 trades

8.2% guaranteed interest with quarterly payouts for senior citizens — the safest and highest-return investment option for retirees

Bank loans from ₹10 lakh to ₹1 crore specifically for SC/ST and women entrepreneurs to start greenfield enterprises

Government-backed savings scheme for girl child with 8.2% interest — highest among all small savings schemes, with complete tax exemption