Chiranjeevi Yojana (Rajasthan) — ₹25 Lakh Health Cover: Rajasthan's universal health insurance — ₹25 lakh per family per year for cashless treatment at 1,000+ empanelled hospitals across India.Health Cover: ₹25 Lakh/yr. Premium: ₹850/family/yr. Families: 1.35 Cr+. Hospitals: 1,000+.Mukhyamantri Chiranjeevi Swasthya Bima Yojana is Rajasthan's universal health insurance scheme that provides ₹25 lakh per family per year for cashless hospitalization. Launched in May 2021, it's one of the most comprehensive state health schemes in India — covering almost all diseases including cancer, heart surgery, organ transplant, and neurosurgery.
Active SchemeUpdated: March 2026
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Chiranjeevi Yojana (Rajasthan) — ₹25 Lakh Health Cover
Rajasthan's universal health insurance — ₹25 lakh per family per year for cashless treatment at 1,000+ empanelled hospitals across India
Health Cover
₹25 Lakh/yr
Premium
₹850/family/yr
Families
1.35 Cr+
Hospitals
1,000+
📖What is Chiranjeevi Yojana (Rajasthan) — ₹25 Lakh Health Cover?
Mukhyamantri Chiranjeevi Swasthya Bima Yojana is Rajasthan's universal health insurance scheme that provides ₹25 lakh per family per year for cashless hospitalization. Launched in May 2021, it's one of the most comprehensive state health schemes in India — covering almost all diseases including cancer, heart surgery, organ transplant, and neurosurgery.
What makes Chiranjeevi unique: (1) ₹25 lakh cover is 5× more than Ayushman Bharat's ₹5 lakh, (2) It covers ALL Rajasthan families (not just BPL — even general category families can join for ₹850/year), (3) Treatment is available at empanelled hospitals across India, not just Rajasthan, (4) It includes 5 days pre-hospitalization and 15 days post-hospitalization expenses.
For NFSA/BPL families, registration is FREE — the state government pays the premium. For non-NFSA families (general/APL), the annual premium is just ₹850 per family — regardless of family size. This means a family of 6 gets ₹25 lakh health cover for ₹850/year — perhaps the cheapest comprehensive health insurance in the world.
Over 1.35 crore families (approximately 85% of Rajasthan's population) are registered under Chiranjeevi. The scheme has processed lakhs of claims for treatments ranging from simple surgeries to complex procedures like heart bypass and cancer chemotherapy.
✅Eligibility
Who can registerALL families residing in Rajasthan — no income limit for paid category (₹850/year)
Free categoryNFSA beneficiaries, BPL, Sambal card holders, COVID orphans — zero premium, government pays
Paid categoryAll other Rajasthan families — ₹850/year for entire family
Cover₹25 lakh per family per year. Includes 1,576 packages covering major diseases and surgeries.
RegistrationOnline at chiranjeevi.rajasthan.gov.in or at E-Mitra Kiosks across Rajasthan
DocumentsJan Aadhaar Card (Rajasthan family ID) — MANDATORY. Aadhaar of all family members.
🏥How to Use Chiranjeevi at Hospital
1
Go to any empanelled hospital
Find hospitals at chiranjeevi.rajasthan.gov.in → Hospital List. Over 1,000 hospitals are empanelled across India. Most major private hospitals in Rajasthan are included.
2
Show your Jan Aadhaar Card at the TPA desk
Every empanelled hospital has a Chiranjeevi/TPA desk. Show your Jan Aadhaar Card and Aadhaar. The hospital verifies your registration status online.
3
Hospital initiates pre-authorization
If your treatment is covered under the 1,576 packages, the hospital sends a pre-authorization request to the insurance company. Approval takes 2-4 hours for planned procedures, immediate for emergencies.
4
Get treated — zero out-of-pocket payment
Treatment is cashless. The hospital bills the insurance company directly. You pay nothing — no advance, no deposit. Post-discharge medicines for 15 days are also covered.
📋What's Covered and What's Not
Covered (1,576+ packages): All surgeries (general, orthopedic, cardiac, neuro), Cancer treatment (chemo, radiation, surgery), Dialysis, Organ transplant, Knee/hip replacement, Heart bypass/stenting, Maternity and cesarean delivery, ICU charges, All diagnostic tests during hospitalization, Pre-hospitalization expenses (5 days before) and post-hospitalization (15 days after).
NOT covered: OPD (outpatient consultation without admission), Dental treatment (unless requiring hospitalization), Cosmetic surgery, Fertility treatment (IVF/IUI), Spectacles and hearing aids, Pre-existing diseases in the first 30 days (waiting period).
📝How to Apply
1
Get Jan Aadhaar Card if not already registered
Jan Aadhaar is Rajasthan's family ID. Register at janaadhaar.rajasthan.gov.in or at E-Mitra kiosk.
2
Register for Chiranjeevi at E-Mitra or online
Visit chiranjeevi.rajasthan.gov.in → New Registration → enter Jan Aadhaar number. If NFSA/BPL: auto-enrolled for free. If general: pay ₹850 online or at E-Mitra.
3
Download your Chiranjeevi policy card
After registration, download your digital policy card. This is needed at hospitals for identification.
4
Visit empanelled hospital when needed
Show Jan Aadhaar + policy card → cashless treatment up to ₹25 lakh.
⚠️Jan Aadhaar Card is MANDATORY for Chiranjeevi registration. If you don't have Jan Aadhaar, register first at janaadhaar.rajasthan.gov.in. Without it, you cannot access Chiranjeevi benefits even in emergencies.
📅Important Dates & Schedule
RegistrationOpen throughout the year
Premium renewal₹850/year (paid) — renew annually before expiry
Helpline181 (Rajasthan government) or 14555
❓Frequently Asked Questions
🔗Related Schemes
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Ayushman Bharat PMJAY
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BankingPM Jan Dhan Yojana
Chiranjeevi Portal
chiranjeevi.rajasthan.gov.in